Home Parameters

















Name MPLX
Start Yield 4.50%
10Y High 5.00% Spread 1.50%

















Price $904.68
Increment 0.25%
10Y Low 1.00% Spread 2.00%

















Coupon 5.20%
Purchased Year 2025
Suggested High
6.50%

















Maturity 22
Maturity Year 2047
Suggested Low
3.00%

















YTM 5.985% YTM (no) 3.96% Current Yield 5.748%





















Investment Horizon 15

























~MacDuration 13 y- $1,028.53 y+ $800.88





















Reinvestment Rate 0.00%























































a) Return Based on YTM (and therefore all coupon payments are reinvested)
b) Return Based on YTM and No Coupon Payment Reinvestment
c) Return Based on YTM(no) and No Coupon Payment Reinvestment


Yield at the End of Investment Horizon
Yield at the End of Investment Horizon
Yield at the End of Investment Horizon


4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25%
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25%
4.50% 4.75% 5.00% 5.25% 5.50% 5.75% 6.00% 6.25%




























Investment Horizon Year Investment Horizon Price
Investment Horizon Price
Investment Horizon Price
1 2026 $1,094.46 $1,059.39 $1,025.82 $993.68 $962.91 $933.43 $905.19 $878.13
$1,094.46 $1,059.39 $1,025.82 $993.68 $962.91 $933.43 $905.19 $878.13
$1,094.46 $1,059.39 $1,025.82 $993.68 $962.91 $933.43 $905.19 $878.13
2 2027 $1,091.68 $1,057.69 $1,025.10 $993.85 $963.88 $935.13 $907.54 $881.06
$1,091.68 $1,057.69 $1,025.10 $993.85 $963.88 $935.13 $907.54 $881.06
$1,091.68 $1,057.69 $1,025.10 $993.85 $963.88 $935.13 $907.54 $881.06
3 2028 $1,088.77 $1,055.91 $1,024.35 $994.03 $964.91 $936.93 $910.03 $884.18
$1,088.77 $1,055.91 $1,024.35 $994.03 $964.91 $936.93 $910.03 $884.18
$1,088.77 $1,055.91 $1,024.35 $994.03 $964.91 $936.93 $910.03 $884.18
4 2029 $1,085.73 $1,054.04 $1,023.56 $994.22 $966.00 $938.83 $912.67 $887.49
$1,085.73 $1,054.04 $1,023.56 $994.22 $966.00 $938.83 $912.67 $887.49
$1,085.73 $1,054.04 $1,023.56 $994.22 $966.00 $938.83 $912.67 $887.49
5 2030 $1,082.55 $1,052.09 $1,022.72 $994.42 $967.14 $940.84 $915.47 $891.01
$1,082.55 $1,052.09 $1,022.72 $994.42 $967.14 $940.84 $915.47 $891.01
$1,082.55 $1,052.09 $1,022.72 $994.42 $967.14 $940.84 $915.47 $891.01
6 2031 $1,079.23 $1,050.04 $1,021.85 $994.63 $968.35 $942.96 $918.44 $894.76
$1,079.23 $1,050.04 $1,021.85 $994.63 $968.35 $942.96 $918.44 $894.76
$1,079.23 $1,050.04 $1,021.85 $994.63 $968.35 $942.96 $918.44 $894.76
7 2032 $1,075.76 $1,047.89 $1,020.93 $994.85 $969.63 $945.22 $921.60 $898.74
$1,075.76 $1,047.89 $1,020.93 $994.85 $969.63 $945.22 $921.60 $898.74
$1,075.76 $1,047.89 $1,020.93 $994.85 $969.63 $945.22 $921.60 $898.74
8 2033 $1,072.13 $1,045.64 $1,019.96 $995.09 $970.97 $947.60 $924.94 $902.98
$1,072.13 $1,045.64 $1,019.96 $995.09 $970.97 $947.60 $924.94 $902.98
$1,072.13 $1,045.64 $1,019.96 $995.09 $970.97 $947.60 $924.94 $902.98
9 2034 $1,068.33 $1,043.28 $1,018.95 $995.33 $972.40 $950.12 $928.49 $907.48
$1,068.33 $1,043.28 $1,018.95 $995.33 $972.40 $950.12 $928.49 $907.48
$1,068.33 $1,043.28 $1,018.95 $995.33 $972.40 $950.12 $928.49 $907.48
10 2035 $1,064.36 $1,040.80 $1,017.88 $995.59 $973.90 $952.79 $932.26 $912.27
$1,064.36 $1,040.80 $1,017.88 $995.59 $973.90 $952.79 $932.26 $912.27
$1,064.36 $1,040.80 $1,017.88 $995.59 $973.90 $952.79 $932.26 $912.27
11 2036 $1,060.21 $1,038.21 $1,016.77 $995.86 $975.48 $955.62 $936.25 $917.37
$1,060.21 $1,038.21 $1,016.77 $995.86 $975.48 $955.62 $936.25 $917.37
$1,060.21 $1,038.21 $1,016.77 $995.86 $975.48 $955.62 $936.25 $917.37
12 2037 $1,055.87 $1,035.49 $1,015.59 $996.15 $977.16 $958.61 $940.49 $922.79
$1,055.87 $1,035.49 $1,015.59 $996.15 $977.16 $958.61 $940.49 $922.79
$1,055.87 $1,035.49 $1,015.59 $996.15 $977.16 $958.61 $940.49 $922.79
13 2038 $1,051.34 $1,032.65 $1,014.35 $996.45 $978.93 $961.78 $944.99 $928.55
$1,051.34 $1,032.65 $1,014.35 $996.45 $978.93 $961.78 $944.99 $928.55
$1,051.34 $1,032.65 $1,014.35 $996.45 $978.93 $961.78 $944.99 $928.55
14 2039 $1,046.59 $1,029.66 $1,013.06 $996.77 $980.79 $965.12 $949.76 $934.68
$1,046.59 $1,029.66 $1,013.06 $996.77 $980.79 $965.12 $949.76 $934.68
$1,046.59 $1,029.66 $1,013.06 $996.77 $980.79 $965.12 $949.76 $934.68
15 2040 $1,041.64 $1,026.53 $1,011.69 $997.10 $982.76 $968.67 $954.82 $941.20
$1,041.64 $1,026.53 $1,011.69 $997.10 $982.76 $968.67 $954.82 $941.20
$1,041.64 $1,026.53 $1,011.69 $997.10 $982.76 $968.67 $954.82 $941.20
16 2041 $1,036.45 $1,023.26 $1,010.26 $997.45 $984.84 $972.42 $960.18 $948.13
$1,036.45 $1,023.26 $1,010.26 $997.45 $984.84 $972.42 $960.18 $948.13
$1,036.45 $1,023.26 $1,010.26 $997.45 $984.84 $972.42 $960.18 $948.13
17 2042 $1,031.03 $1,019.82 $1,008.75 $997.83 $987.04 $976.39 $965.88 $955.50
$1,031.03 $1,019.82 $1,008.75 $997.83 $987.04 $976.39 $965.88 $955.50
$1,031.03 $1,019.82 $1,008.75 $997.83 $987.04 $976.39 $965.88 $955.50
18 2043 $1,025.37 $1,016.22 $1,007.17 $998.22 $989.36 $980.59 $971.92 $963.34
$1,025.37 $1,016.22 $1,007.17 $998.22 $989.36 $980.59 $971.92 $963.34
$1,025.37 $1,016.22 $1,007.17 $998.22 $989.36 $980.59 $971.92 $963.34
19 2044 $1,019.44 $1,012.45 $1,005.51 $998.63 $991.81 $985.04 $978.33 $971.68
$1,019.44 $1,012.45 $1,005.51 $998.63 $991.81 $985.04 $978.33 $971.68
$1,019.44 $1,012.45 $1,005.51 $998.63 $991.81 $985.04 $978.33 $971.68
20 2045 $1,013.25 $1,008.49 $1,003.76 $999.06 $994.39 $989.75 $985.13 $980.54
$1,013.25 $1,008.49 $1,003.76 $999.06 $994.39 $989.75 $985.13 $980.54
$1,013.25 $1,008.49 $1,003.76 $999.06 $994.39 $989.75 $985.13 $980.54
21 2046 $1,006.77 $1,004.34 $1,001.93 $999.52 $997.12 $994.73 $992.35 $989.97
$1,006.77 $1,004.34 $1,001.93 $999.52 $997.12 $994.73 $992.35 $989.97
$1,006.77 $1,004.34 $1,001.93 $999.52 $997.12 $994.73 $992.35 $989.97
22 2047 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00
$1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00
$1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00




























Investment Horizon
Total Future Dollars
Total Future Dollars
Total Future Dollars
1 2026 $1,147.04 $1,112.01 $1,078.47 $1,046.37 $1,015.62 $986.18 $957.97 $930.95
$1,146.46 $1,111.39 $1,077.82 $1,045.68 $1,014.91 $985.43 $957.19 $930.13
$1,146.46 $1,111.39 $1,077.82 $1,045.68 $1,014.91 $985.43 $957.19 $930.13
2 2027 $1,199.24 $1,165.45 $1,133.07 $1,102.02 $1,072.25 $1,043.70 $1,016.32 $990.04
$1,195.68 $1,161.69 $1,129.10 $1,097.85 $1,067.88 $1,039.13 $1,011.54 $985.06
$1,195.68 $1,161.69 $1,129.10 $1,097.85 $1,067.88 $1,039.13 $1,011.54 $985.06
3 2028 $1,253.81 $1,221.47 $1,190.43 $1,160.64 $1,132.04 $1,104.58 $1,078.21 $1,052.88
$1,244.77 $1,211.91 $1,180.35 $1,150.03 $1,120.91 $1,092.93 $1,066.03 $1,040.18
$1,244.77 $1,211.91 $1,180.35 $1,150.03 $1,120.91 $1,092.93 $1,066.03 $1,040.18
4 2029 $1,310.87 $1,280.18 $1,250.70 $1,222.37 $1,195.15 $1,169.00 $1,143.87 $1,119.72
$1,293.73 $1,262.04 $1,231.56 $1,202.22 $1,174.00 $1,146.83 $1,120.67 $1,095.49
$1,293.73 $1,262.04 $1,231.56 $1,202.22 $1,174.00 $1,146.83 $1,120.67 $1,095.49
5 2030 $1,370.52 $1,341.71 $1,314.01 $1,287.39 $1,261.79 $1,237.19 $1,213.53 $1,190.79
$1,342.55 $1,312.09 $1,282.72 $1,254.42 $1,227.14 $1,200.84 $1,175.47 $1,151.01
$1,342.55 $1,312.09 $1,282.72 $1,254.42 $1,227.14 $1,200.84 $1,175.47 $1,151.01
6 2031 $1,432.89 $1,406.20 $1,380.53 $1,355.86 $1,332.15 $1,309.35 $1,287.44 $1,266.38
$1,391.23 $1,362.04 $1,333.85 $1,306.63 $1,280.35 $1,254.96 $1,230.44 $1,206.76
$1,391.23 $1,362.04 $1,333.85 $1,306.63 $1,280.35 $1,254.96 $1,230.44 $1,206.76
7 2032 $1,498.10 $1,473.78 $1,450.42 $1,427.98 $1,406.42 $1,385.72 $1,365.84 $1,346.77
$1,439.76 $1,411.89 $1,384.93 $1,358.85 $1,333.63 $1,309.22 $1,285.60 $1,262.74
$1,439.76 $1,411.89 $1,384.93 $1,358.85 $1,333.63 $1,309.22 $1,285.60 $1,262.74
8 2033 $1,566.27 $1,544.62 $1,523.85 $1,503.93 $1,484.84 $1,466.54 $1,449.02 $1,432.25
$1,488.13 $1,461.64 $1,435.96 $1,411.09 $1,386.97 $1,363.60 $1,340.94 $1,318.98
$1,488.13 $1,461.64 $1,435.96 $1,411.09 $1,386.97 $1,363.60 $1,340.94 $1,318.98
9 2034 $1,637.54 $1,618.86 $1,601.00 $1,583.92 $1,567.63 $1,552.08 $1,537.27 $1,523.17
$1,536.33 $1,511.28 $1,486.95 $1,463.33 $1,440.40 $1,418.12 $1,396.49 $1,375.48
$1,536.33 $1,511.28 $1,486.95 $1,463.33 $1,440.40 $1,418.12 $1,396.49 $1,375.48
10 2035 $1,712.06 $1,696.67 $1,682.05 $1,668.17 $1,655.03 $1,642.61 $1,630.89 $1,619.85
$1,584.36 $1,560.80 $1,537.88 $1,515.59 $1,493.90 $1,472.79 $1,452.26 $1,432.27
$1,584.36 $1,560.80 $1,537.88 $1,515.59 $1,493.90 $1,472.79 $1,452.26 $1,432.27
11 2036 $1,789.97 $1,778.22 $1,767.20 $1,756.90 $1,747.31 $1,738.42 $1,730.21 $1,722.68
$1,632.21 $1,610.21 $1,588.77 $1,567.86 $1,547.48 $1,527.62 $1,508.25 $1,489.37
$1,632.21 $1,610.21 $1,588.77 $1,567.86 $1,547.48 $1,527.62 $1,508.25 $1,489.37
12 2037 $1,871.43 $1,863.69 $1,856.66 $1,850.35 $1,844.73 $1,839.81 $1,835.58 $1,832.03
$1,679.87 $1,659.49 $1,639.59 $1,620.15 $1,601.16 $1,582.61 $1,564.49 $1,546.79
$1,679.87 $1,659.49 $1,639.59 $1,620.15 $1,601.16 $1,582.61 $1,564.49 $1,546.79
13 2038 $1,956.59 $1,953.26 $1,950.66 $1,948.77 $1,947.59 $1,947.12 $1,947.37 $1,948.32
$1,727.34 $1,708.65 $1,690.35 $1,672.45 $1,654.93 $1,637.78 $1,620.99 $1,604.55
$1,727.34 $1,708.65 $1,690.35 $1,672.45 $1,654.93 $1,637.78 $1,620.99 $1,604.55
14 2039 $2,045.62 $2,047.15 $2,049.41 $2,052.42 $2,056.18 $2,060.69 $2,065.96 $2,071.99
$1,774.59 $1,757.66 $1,741.06 $1,724.77 $1,708.79 $1,693.12 $1,677.76 $1,662.68
$1,774.59 $1,757.66 $1,741.06 $1,724.77 $1,708.79 $1,693.12 $1,677.76 $1,662.68
15 2040 $2,138.71 $2,145.54 $2,153.16 $2,161.59 $2,170.82 $2,180.88 $2,191.78 $2,203.51
$1,821.64 $1,806.53 $1,791.69 $1,777.10 $1,762.76 $1,748.67 $1,734.82 $1,721.20
$1,821.64 $1,806.53 $1,791.69 $1,777.10 $1,762.76 $1,748.67 $1,734.82 $1,721.20
16 2041 $2,236.04 $2,248.66 $2,262.16 $2,276.56 $2,291.86 $2,308.09 $2,325.26 $2,343.39
$1,868.45 $1,855.26 $1,842.26 $1,829.45 $1,816.84 $1,804.42 $1,792.18 $1,780.13
$1,868.45 $1,855.26 $1,842.26 $1,829.45 $1,816.84 $1,804.42 $1,792.18 $1,780.13
17 2042 $2,337.79 $2,356.74 $2,376.69 $2,397.65 $2,419.65 $2,442.71 $2,466.86 $2,492.14
$1,915.03 $1,903.82 $1,892.75 $1,881.83 $1,871.04 $1,860.39 $1,849.88 $1,839.50
$1,915.03 $1,903.82 $1,892.75 $1,881.83 $1,871.04 $1,860.39 $1,849.88 $1,839.50
18 2043 $2,444.18 $2,470.02 $2,497.01 $2,525.18 $2,554.56 $2,585.18 $2,617.10 $2,650.33
$1,961.37 $1,952.22 $1,943.17 $1,934.22 $1,925.36 $1,916.59 $1,907.92 $1,899.34
$1,961.37 $1,952.22 $1,943.17 $1,934.22 $1,925.36 $1,916.59 $1,907.92 $1,899.34
19 2044 $2,555.40 $2,588.74 $2,623.42 $2,659.49 $2,696.99 $2,735.97 $2,776.48 $2,818.56
$2,007.44 $2,000.45 $1,993.51 $1,986.63 $1,979.81 $1,973.04 $1,966.33 $1,959.68
$2,007.44 $2,000.45 $1,993.51 $1,986.63 $1,979.81 $1,973.04 $1,966.33 $1,959.68
20 2045 $2,671.69 $2,713.16 $2,756.23 $2,800.94 $2,847.36 $2,895.55 $2,945.56 $2,997.47
$2,053.25 $2,048.49 $2,043.76 $2,039.06 $2,034.39 $2,029.75 $2,025.13 $2,020.54
$2,053.25 $2,048.49 $2,043.76 $2,039.06 $2,034.39 $2,029.75 $2,025.13 $2,020.54
21 2046 $2,793.27 $2,843.57 $2,895.76 $2,949.92 $3,006.12 $3,064.44 $3,124.95 $3,187.74
$2,098.77 $2,096.34 $2,093.93 $2,091.52 $2,089.12 $2,086.73 $2,084.35 $2,081.97
$2,098.77 $2,096.34 $2,093.93 $2,091.52 $2,089.12 $2,086.73 $2,084.35 $2,081.97
22 2047 $2,920.38 $2,980.24 $3,042.36 $3,106.83 $3,173.73 $3,243.17 $3,315.26 $3,390.09
$2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00
$2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00 $2,144.00




























Investment Horizon
Total Return
Total Return
Total Return
1 2026 26.79% 22.92% 19.21% 15.66% 12.26% 9.01% 5.89% 2.90%
26.73% 22.85% 19.14% 15.59% 12.18% 8.93% 5.80% 2.81%
26.73% 22.85% 19.14% 15.59% 12.18% 8.93% 5.80% 2.81%
2 2027 15.13% 13.50% 11.91% 10.37% 8.87% 7.41% 5.99% 4.61%
14.96% 13.32% 11.72% 10.16% 8.65% 7.17% 5.74% 4.35%
14.96% 13.32% 11.72% 10.16% 8.65% 7.17% 5.74% 4.35%
3 2028 11.49% 10.53% 9.58% 8.66% 7.76% 6.88% 6.02% 5.19%
11.22% 10.24% 9.27% 8.33% 7.41% 6.50% 5.62% 4.76%
11.22% 10.24% 9.27% 8.33% 7.41% 6.50% 5.62% 4.76%
4 2029 9.72% 9.07% 8.43% 7.81% 7.21% 6.62% 6.04% 5.48%
9.35% 8.68% 8.02% 7.37% 6.73% 6.11% 5.50% 4.90%
9.35% 8.68% 8.02% 7.37% 6.73% 6.11% 5.50% 4.90%
5 2030 8.66% 8.20% 7.75% 7.31% 6.88% 6.46% 6.05% 5.65%
8.22% 7.72% 7.23% 6.76% 6.29% 5.83% 5.38% 4.93%
8.22% 7.72% 7.23% 6.76% 6.29% 5.83% 5.38% 4.93%
6 2031 7.97% 7.63% 7.30% 6.98% 6.66% 6.36% 6.06% 5.77%
7.44% 7.06% 6.68% 6.32% 5.96% 5.61% 5.26% 4.92%
7.44% 7.06% 6.68% 6.32% 5.96% 5.61% 5.26% 4.92%
7 2032 7.47% 7.22% 6.98% 6.74% 6.51% 6.28% 6.06% 5.85%
6.86% 6.57% 6.27% 5.98% 5.70% 5.42% 5.15% 4.88%
6.86% 6.57% 6.27% 5.98% 5.70% 5.42% 5.15% 4.88%
8 2033 7.10% 6.92% 6.73% 6.56% 6.39% 6.22% 6.07% 5.91%
6.42% 6.18% 5.95% 5.71% 5.49% 5.26% 5.04% 4.83%
6.42% 6.18% 5.95% 5.71% 5.49% 5.26% 5.04% 4.83%
9 2034 6.82% 6.68% 6.55% 6.42% 6.30% 6.18% 6.07% 5.96%
6.06% 5.87% 5.68% 5.49% 5.30% 5.12% 4.94% 4.77%
6.06% 5.87% 5.68% 5.49% 5.30% 5.12% 4.94% 4.77%
10 2035 6.59% 6.49% 6.40% 6.31% 6.23% 6.15% 6.07% 6.00%
5.76% 5.61% 5.45% 5.30% 5.14% 4.99% 4.85% 4.70%
5.76% 5.61% 5.45% 5.30% 5.14% 4.99% 4.85% 4.70%
11 2036 6.40% 6.34% 6.28% 6.22% 6.17% 6.12% 6.07% 6.03%
5.51% 5.38% 5.25% 5.13% 5.00% 4.88% 4.76% 4.64%
5.51% 5.38% 5.25% 5.13% 5.00% 4.88% 4.76% 4.64%
12 2037 6.24% 6.21% 6.17% 6.14% 6.12% 6.09% 6.07% 6.06%
5.29% 5.19% 5.08% 4.98% 4.87% 4.77% 4.67% 4.57%
5.29% 5.19% 5.08% 4.98% 4.87% 4.77% 4.67% 4.57%
13 2038 6.11% 6.10% 6.09% 6.08% 6.08% 6.07% 6.07% 6.08%
5.10% 5.01% 4.93% 4.84% 4.76% 4.67% 4.59% 4.51%
5.10% 5.01% 4.93% 4.84% 4.76% 4.67% 4.59% 4.51%
14 2039 6.00% 6.01% 6.01% 6.03% 6.04% 6.06% 6.08% 6.10%
4.93% 4.86% 4.79% 4.72% 4.65% 4.58% 4.51% 4.44%
4.93% 4.86% 4.79% 4.72% 4.65% 4.58% 4.51% 4.44%
15 2040 5.90% 5.93% 5.95% 5.98% 6.01% 6.04% 6.08% 6.11%
4.78% 4.72% 4.66% 4.60% 4.55% 4.49% 4.44% 4.38%
4.78% 4.72% 4.66% 4.60% 4.55% 4.49% 4.44% 4.38%
16 2041 5.82% 5.86% 5.90% 5.94% 5.98% 6.03% 6.08% 6.13%
4.64% 4.59% 4.55% 4.50% 4.45% 4.41% 4.37% 4.32%
4.64% 4.59% 4.55% 4.50% 4.45% 4.41% 4.37% 4.32%
17 2042 5.74% 5.79% 5.85% 5.90% 5.96% 6.02% 6.08% 6.14%
4.51% 4.47% 4.44% 4.40% 4.37% 4.33% 4.30% 4.26%
4.51% 4.47% 4.44% 4.40% 4.37% 4.33% 4.30% 4.26%
18 2043 5.68% 5.74% 5.80% 5.87% 5.94% 6.01% 6.08% 6.15%
4.39% 4.37% 4.34% 4.31% 4.29% 4.26% 4.23% 4.21%
4.39% 4.37% 4.34% 4.31% 4.29% 4.26% 4.23% 4.21%
19 2044 5.62% 5.69% 5.76% 5.84% 5.92% 6.00% 6.08% 6.16%
4.28% 4.27% 4.25% 4.23% 4.21% 4.19% 4.17% 4.15%
4.28% 4.27% 4.25% 4.23% 4.21% 4.19% 4.17% 4.15%
20 2045 5.56% 5.65% 5.73% 5.81% 5.90% 5.99% 6.08% 6.17%
4.18% 4.17% 4.16% 4.15% 4.14% 4.12% 4.11% 4.10%
4.18% 4.17% 4.16% 4.15% 4.14% 4.12% 4.11% 4.10%
21 2046 5.52% 5.60% 5.70% 5.79% 5.88% 5.98% 6.08% 6.18%
4.09% 4.08% 4.08% 4.07% 4.07% 4.06% 4.05% 4.05%
4.09% 4.08% 4.08% 4.07% 4.07% 4.06% 4.05% 4.05%
22 2047 5.47% 5.57% 5.67% 5.77% 5.87% 5.98% 6.08% 6.19%
4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%
4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00%